PAYTM the India’s largest digital financial service provider is planning to introduce the Facial Recognition Based Wallet. Facial recognition is already being used by APPLE Inc in its mobile phone its app. PAYTM is testing its wallet among its employees first. They are expecting to launch it after testing. They will introduce this feature with coming PAYTM wallet update. PAYTM official described this as an additional security feature of the wallet. In India the Cyber crime is a big concern and PAYTM is trying to secure its app using the facial recognition technology. If we see the user of PAYTM in India they all not very much aware about the Artificial Intelligence or Facial Recognition. The challenge is how PAYTM will educate its user about its new feature will be the concern.